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Breaking The Debt Cycle
@breakingthedebtcycle

96,453 followers

💰 PAYDAY 💰 Before I started my debt free journey I’d look forward to payday because it meant I could spend spend spend 💸💸 My money would be pretty much gone a week later and then it’d be a looooong slog until the next payday, just trying to make it through. It’s funny looking back now, but payday has become a day of making progress towards my goals. Making payments to my debts and sending money to my savings. Having a budget in place for the month and knowing I have enough to cover all my bills is a bitter sweet feeling. I’m not where I want to be completely yet with my finances but that sense of control that budgeting has brought to my life is a game changer. I used to have such bad money anxiety just because of my bad habits and overspending. I’d refuse to look at my bank throughout the month because I knew I wouldn’t like what I saw (but continued to spend anyway). It wouldn’t be until a payment got declined that I’d realise that I had nothing left for the month & then panic would set in. It’s taken time and a lot of mistakes but not giving up has made such a big impact even when I still have *bad* months, I know that looking back I’ve made huge progress! So here’s to another payday & another month of trying to reach my goals 🤞 #debt #debtfreecommunityuk #debtfree #debtfreecommunity #debtfreejourney #debtfreedom #debtsnowball #debtfreegoals #debtfreeliving #debtfree #moneymanagement #personalfinance #savingmoney #finance #savinggoals #emergencyfund #ukdebt #ukdebtfreecommunity #ukdebtfreejourney #ukdebtfreecommumity #ukdebtfreedreams #payday